Looking for Life Insurance? We have you covered!
Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost-effective ways to protect the people who depend on you.
What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?
Would your kids be able to go to college, should they choose to? Would your spouse be able to shoulder the financial burden?
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a necessity and not a luxury.
If all three, well, hopefully, you already have life insurance. Here are a few other compelling reasons to have life insurance:
- Create generational wealth and an inheritance for your heirs
- Pay federal death and estate taxes
- Cover final expenses
- Charitable donations
We make buying life insurance easy
At Integrity Insurance Benefits, we make the process of buying life insurance extremely simple.
We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.
When purchasing life insurance there are a few things to consider. Do you want term life, whole life, indexed universal life (IUL), or other options?
If you don’t understand the difference that’s okay. That’s what we’re here for.
Life insurance is based on a few main variables – your age, your health, your need, and. your budget.
How much life insurance do I need?
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- how many children you have
- your future earnings potential
- whether or not you’re married
- spouses future earnings potential
- you and your spouse’s age
- amount of debt you have
How to get started on your Life Insurance quote
To get started on your quote, call or use the form below to get started online. Either way we’ll make the process simple!