Senior Insurance Products

We're the Senior Insurance specialists!

We specialize in all types of insurance products, including insurance for seniors. Whether you need help with Medicare insurance, Long Term Care, prescription coverage, or anything else, we're here to guide you through finding the best possible coverage for your situation.

Here are a few of the ways we help our local seniors:

Medicare Supplement, Advantage & Prescription Drug

Medicare is one of the most complex health systems to understand — rules, regulations, deadlines, penalties, compliance, and more make it nearly impossible for the average consumer to comprehend. Luckily for you, we're well versed in Medicare and can help determine the best route to take with your Medicare health coverage.

We'll help you understand things like the difference between Original Medicare and Medicare Advantage, and what the Medicare Part D "doughnut hole" is. These are things that, if not properly planned for, can cost you hundreds — if not thousands — of dollars in out-of-pocket costs.

With Medicare, if you don't know what you're doing, you could make a mistake that can't be undone. That's why it's important to consult with an independent agency like us, who can give you reliable, unbiased advice.

Long Term Care (LTC)

Many people focus heavily on their health insurance and/or Medicare, but it's a lack of Long Term Care coverage that often financially cripples them. Long Term Care expenses are a leading cause of bankruptcy during retirement, and studies show that over 75% of people over age 65 will need some form of Long Term Care at some point.

It's not a matter of if you'll need Long Term Care — it's when. With costs inflating at a record pace, failing to plan ahead can lead to serious financial hardship at exactly the time you should be enjoying the rest of your life in peace.

When most people think of Long Term Care insurance, they picture a traditional LTC policy — but there are several ways to fund long term care outside of the typical LTC policy.

With more creative and flexible products on the market now, it's important to evaluate every option available to you. That's exactly what we help you do, so you can live out your retirement knowing you won't be financially devastated — or leave that burden to a child or relative.

How to get started on your quote

To get started, call our office or use the form below. Either way, we'll make the process simple!